HARD MONEY FINANCING
Fast, flexible hard money loans to fuel your business growth and seize every opportunity.
Access immediate financing for time-sensitive opportunities or pressing needs, with streamlined approvals and no red tape holding you back.
Fast approvals and funding.
Secure the capital you need within days, without the delays of traditional loans.
Asset-based flexibility.
Qualify for loans based on your collateral, not your credit score.
Tailored short-term solutions.
Designed to meet urgent business needs with repayment terms that fit your timeline.
A fast, reliable solution for urgent financing needs
Hard money loans provide immediate access to capital by leveraging your assets as collateral. Designed for businesses and investors who need quick funding, this solution bypasses the complexities of traditional financing.
Whether you’re seizing a time-sensitive real estate deal, bridging short-term financial gaps, or funding urgent business needs, hard money lending ensures you have the resources to act fast. With a streamlined process and minimal requirements, it’s the ideal choice for those who prioritize speed and flexibility.
Why choose hard money loans for your business?
Hard money loans are designed to provide businesses with the speed and flexibility they need to act on opportunities or overcome challenges.
With fast approvals, you can secure funding within days, ensuring you don’t miss critical opportunities. These loans are flexible, focusing on the value of your assets rather than your credit history. By leveraging your collateral, you can unlock immediate capital without the lengthy approval process of traditional loans.
Whether it’s for a time-sensitive real estate project or urgent business expenses, hard money loans help you move forward confidently and efficiently.
Tailored solutions for your unique needs.
Real Estate Investments
Secure funding for property purchases or renovations, helping you stay competitive in the real estate market.
Bridge Financing
Cover gaps while awaiting long-term funding, ensuring your operations remain uninterrupted.
Business Expansion
Support rapid growth with immediate capital, whether for new locations or infrastructure upgrades.
Debt Consolidation
Restructure existing obligations to simplify payments and improve cash flow management.
Quick approvals, fast funding, and flexible terms.
Hard money lending simplifies the financing process, allowing you to focus on your goals instead of navigating complex requirements.
Start by submitting basic details about your financing needs and the asset you’ll use as collateral. Our straightforward application ensures you spend less time on paperwork and more time focusing on your business goals.
Our team conducts a fast assessment of your asset's value to determine the loan amount. This efficient process ensures we can provide you with a funding decision as quickly as possible.
Once your asset is evaluated, you’ll receive approval within days. Our goal is to streamline the process so you can access funding without unnecessary delays.
Once approved, funds are disbursed promptly, allowing you to act immediately on time-sensitive opportunities or pressing business needs.
Enjoy repayment terms that are customized to your business’s financial situation. Whether short-term or longer, we work to ensure the terms fit your timeline and goals.
Are we a fit? Check your eligibility.
Check if your business aligns with our financing guidelines and see how we can support your growth.
Collateral-based approval
Your loan is primarily secured by the value of the property being financed, minimizing reliance on credit or revenue.
650+ FICO score
Maintain a personal or business credit score of 640 or higher.
No Strict Revenue Requirements
Basic documents like property details and proof of ownership are key. Financial statements and credit details may be required but are less emphasized.
Simplified Documentation
Basic documents like property details and proof of ownership are key. Financial statements and credit details may be required but are less emphasized.
Businesses trust RelFi to move fast when it matters most.
In time-sensitive situations, having the right financial partner can make all the difference. At RelFi, we deliver fast, flexible solutions tailored to meet your urgent needs.
“RelFi made financing effortless. Their team understood our needs and helped us secure the capital to expand operations seamlessly. The process was straightforward, and their support made all the difference in achieving our goals.”
When you need funding quickly, you deserve more than a lender—you need a partner who understands the importance of speed and reliability. That’s why we design our hard money loans to help you act decisively, whether you’re securing a property, bridging a gap, or addressing unexpected expenses.
With years of expertise and over $500 million funded, we’ve built a deep understanding of what it takes to succeed in fast-paced environments. As entrepreneurs ourselves, we know how critical timing is in business decisions. Our team provides more than just funding—we deliver the tools, insights, and support you need to move forward confidently.
At RelFi, we pride ourselves on offering customized repayment options that align with your goals, giving you the flexibility to focus on growth without unnecessary stress. Thousands of businesses across the country trust us to provide immediate capital and unparalleled service when they need it most.
Experience a partner that moves at your speed and shares your vision for success.
Frequently asked questions
Get clear, concise answers to the most common questions about hard money loans, eligibility, and how our streamlined process ensures you secure the funding you need to grow your business with confidence.
What makes hard money loans different from traditional loans?
Hard money loans are asset-based, meaning approval is primarily determined by the value of the property used as collateral, rather than credit score or financial history. They offer faster approvals and more flexible terms, making them ideal for short-term projects or when traditional financing isn't an option.
How Does the application process work?
The process begins with an evaluation of the collateral property. After submitting property details, proof of ownership, and an exit strategy, lenders will assess the asset's value and feasibility of repayment. Once approved, funding can be provided in as little as a few days.
What types of projects are eligible for hard money loans?
Hard money loans can be used for a variety of purposes, including real estate acquisitions, renovations, bridge financing, construction, and even refinancing existing debt. If your project has a clear exit strategy, it's likely eligible.
Can hard money loans be used to refinance existing debt?
Yes, hard money loans are a great option for consolidating or refinancing high-interest, short-term debt. By leveraging the value of your property, you can secure better terms and free up cash flow for other priorities.
Can hard money loans be used for multiple purposes at once?
Yes, hard money loans are highly versatile and can be used for multiple purposes simultaneously, as long as they are tied to the collateral property. For example, funds from a hard money loan can be allocated for property acquisition, renovations, and covering holding costs all at once. The key is having a clear plan and exit strategy to demonstrate how the loan will be repaid. Our team can help tailor a financing solution that aligns with your unique needs.
What happens if I’m denied a hard money loan?
If your application is denied, our team will help identify areas for improvement, such as presenting a stronger exit strategy or revisiting the collateral value. We can also explore alternative financing solutions to ensure you still have access to the capital you need.
Unlock your potential, accelerate your growth.
RelFi empowers your business to move faster, providing the capital you need to seize opportunities and reach your biggest goals when it matters most.
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